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Member-Owned Credit Union

Your Money.
Your Rules.
Our Mission.

1st Continental Bank gives you the tools, rates, and support to take full control of your financial future — with zero fine print and zero surprises.

Open Account — Free Sign In
FDIC Insured
4.9 / 5 Rating
50,000+ Members
High Yield Savings 3.75% APY · 18-Month Certificate 3.65% APY · Credit Card 4.00% APR · Personal Loans 5.99% APR · High Yield Savings 3.75% APY · 18-Month Certificate 3.65% APY · Credit Card 4.00% APR · Personal Loans 5.99% APR · High Yield Savings 3.75% APY · 18-Month Certificate 3.65% APY · Credit Card 4.00% APR · Personal Loans 5.99% APR · High Yield Savings 3.75% APY · 18-Month Certificate 3.65% APY · Credit Card 4.00% APR · Personal Loans 5.99% APR ·

50K+

Happy Members

$2.5B

Assets Managed

99.9%

Uptime

24/7

Member Support

Our Services

Everything you need,
nothing you don't.

Deposit Accounts

High-yield savings and checking accounts — zero hidden fees, maximum growth.

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Credit Cards

Earn rewards on every purchase. Low APR, high returns.

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Home & Auto Loans

Competitive rates. Fast approvals. Flexible terms.

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Business Banking

Everything your business needs to grow — from day one.

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Wealth & Retirement

IRAs, investments, and retirement strategies built around you.

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Digital Banking

Award-winning mobile app. Real-time alerts. Instant transfers.

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Live Rates

Rates that actually
work for you.

As a member-owned credit union, we pass our savings directly to you through better rates on every product.

High Yield Savings

Annual Percentage Yield

3.75%APY

18-Month Certificate

Annual Percentage Yield

3.65%APY

Credit Card

Annual Percentage Rate

4.00%APR

Personal Loans

Annual Percentage Rate

5.99%APR

* Rates subject to change without notice. APY = Annual Percentage Yield. APR = Annual Percentage Rate. Terms & conditions apply.

Limited Time Offer

Get
$200 Free
today.

Open any new checking account and set up direct deposit to receive a $200 welcome bonus. No minimum balance. No monthly fees. Ever.

No minimum balance required
Free mobile & online banking
Instant account setup
Free debit card with contactless pay
Claim Your $200 Bonus
Banking offer

1st Continental Bank

$200
Bonus

With new checking account + direct deposit

How It Works

Open an account
in 3 simple steps.

01
Step 01

Apply Online in 5 Minutes

Fill out a simple form — no paperwork, no branch visit required. Instant identity verification.

02
Step 02

Get Approved Instantly

Our smart system reviews your application in real time. Most members are approved within minutes.

03
Step 03

Start Banking Smarter

Access your account, transfer funds, earn interest, and manage everything from your phone.

Start Your Application
Member Stories

Real people.
Real results.

"Switching was the best financial decision I ever made. The rates are unbeatable and support is always there."

SM

Sarah M.

Verified Member

"The business banking tools completely changed how I manage cash flow. Fast, smart, and actually helpful."

JD

John D.

Business Owner

"The mobile app is better than any bank I have used. Real-time notifications, instant transfers — love it."

EJ

Emily J.

Personal Banking

"Got my mortgage approved in 48 hours. The loan officer walked me through everything. Could not have been easier."

MT

Marcus T.

Home Buyer

"That 3.75% APY on savings is no joke. My money is actually growing now. I wish I joined years earlier."

PK

Priya K.

Savings Member

"Switching was the best financial decision I ever made. The rates are unbeatable and support is always there."

SM

Sarah M.

Verified Member

"The business banking tools completely changed how I manage cash flow. Fast, smart, and actually helpful."

JD

John D.

Business Owner

"The mobile app is better than any bank I have used. Real-time notifications, instant transfers — love it."

EJ

Emily J.

Personal Banking

"Got my mortgage approved in 48 hours. The loan officer walked me through everything. Could not have been easier."

MT

Marcus T.

Home Buyer

"That 3.75% APY on savings is no joke. My money is actually growing now. I wish I joined years earlier."

PK

Priya K.

Savings Member

JOIN US

Ready to bank
differently?

Join 1st Continental Bank today and discover what banking looks like when it actually works for you — not against you.

Open Free Account Member Login
FDIC Insured
256-bit Encryption
4.9/5 Rated
5-Minute Setup

Branch Hours

Mon – Fri: 9AM – 5PM

Sat: 9AM – 1PM

Sun: Closed

Phone

1-800-BANKING

24/7 Available

Email

Response in 24 hrs

support@1stcontinentalbk.pro

Visit Us

123 Banking Street

New York, NY 10001

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